COMPREHENSIVE PROTECTION FOR YOUR PROPERTY THROUGH AIC
Description
Why building owner liability alone is not enough – securing construction project risks properly. A construction project is no longer a purely technical undertaking, but a complex interplay of planning, execution, regulatory requirements and economic interests. For building owners, this means: you are at the centre of project risks – with a responsibility that spans all project phases and can entail far-reaching liability consequences in an emergency.
Building owners today face a wide range of liability risks that extend well beyond classic construction defects:
A breach of these statutory duties can lead to substantial compensation claims – with liability consequences that can affect building owners to a considerable extent in individual cases.
The indispensable foundation of every construction project. Building owner liability insurance protects you in your capacity as building owner against the financial consequences of statutory liability claims. It applies whenever third parties demand compensation due to a breach of duty.
In particular, the following is covered:
Coverage limits should therefore be designed in line with the risk. At AIC, coverage limits generally apply as lump sums for personal injury, property damage and financial losses – flexibly adaptable to the size and complexity of your project.
Individual policies create effort. Comprehensive insurance creates security and does justice to the complexity of construction. Different policies, interfaces and areas of responsibility often lead to demarcation issues, delays and unnecessary uncertainty in an emergency. What is needed is therefore an apportionable comprehensive insurance for everyone involved in construction, including planning and subcontractor services. Project-based distribution of insurance costs replaces individual insurance certificates over the entire term and sustainably reduces the building owner's monitoring obligations. More information at https://baukombi.aic-international.de
AIC does not see itself as a classic insurance broker, but also as an active risk manager for building owners:
Building owners who realise projects do not need standard solutions. They need a partner who identifies, assesses and makes risks manageable.
Our range of services includes, among others:
Our coverage concepts stand for comprehensive protection and economically convincing solutions. Over 27 years of experience, excellent market knowledge and insurance concepts developed by experts create a clear advantage for you: professional insurance protection at attractive conditions in market comparison.