Professional indemnity, property liability, fee legal protection and more
Description
Architects and lead consultants today play a central role in increasingly complex construction and infrastructure projects. Requirements for planning, coordination and overall project responsibility are rising continuously: high technical and design standards, tighter regulatory frameworks, ESG requirements and tight schedule and cost targets shape everyday project work.
This responsibility comes with a multifaceted risk profile. Alongside classic liability risks from planning and supervision services, coordination and interface risks are increasingly prominent – driven by the involvement of numerous specialist planners, contractors and subcontractors. The growing digitalisation of planning and construction processes and the use of new materials and construction methods further expand the risk landscape.
AIC views successful client partnerships as the result of a well-considered architectural principle: carefully planned, sustainable and reliably robust even when conditions change. Trust is not part of the contract – but it is often what ultimately matters. Our AIC services are guided by this approach: not standardised insurance products, but precisely designed and negotiated solutions for demanding planners with leading insurers. We do not only insure risks – we understand them. And we know that between design phase 5 and a liability claim, the difference is often just one detail.What can you expect from us? More than insurance confirmations, policies and invoices:
We know the pitfalls in architects' and engineers' contracts – and show you early where insurance ends and retained risk begins. Because surprises belong at birthday parties, not in liability. Together with thousands of other planners, you are in the best company at AIC. And that is not a platitude, but lived industry reality.
With five locations in Germany and further offices abroad, we are regionally rooted and connected across regions.
AIC offers clients not only economically convincing solutions to reduce professional risks. Our services deliberately go beyond that:
We support you, among other things, with model contracts via PlanerProSave©, a thorough risk analysis including tendering and bid evaluation for your insurance, and a comprehensive review of the fine print in your policy terms. In the event of a claim, we assist you in enforcing your insurance entitlements and review your works and service contracts from an insurance perspective. You also benefit from a specialised lawyer network with exclusive terms for AIC clients. In enforcing your fee claims, we support you together with selected partners – complemented by further services that make the difference in combination.
Our range of services includes, among others:
The services shown are a condensed overview. The relevant contractual terms of the insurance partner apply. Additional AIC modules may vary depending on insurer and coverage concept.
Our coverage concepts stand for comprehensive protection and economically convincing solutions. Over 27 years of experience, excellent market knowledge and insurance concepts developed by experts create a clear advantage for you: professional insurance protection at attractive conditions in market comparison.