Professional indemnity, property liability, fee legal protection and more
Description
Engineers – particularly design and site supervision engineers – face a wide range of complex risks. Requirements for planning, coordination and execution are rising continuously: increasing technical complexity, tighter regulatory frameworks, digital planning processes and tight schedule and cost targets shape everyday project work. Technical lead consultants and specialist planners, for example in structural engineering or building services (MEP), exemplify the diversity of specialist planning services whose risks interact across the overall project.
This entails significant liability risks – both from your own planning and supervision services and in interaction with contractors, subcontractors and other project parties. In particular, interface risks, coordination duties and the integration of new technologies and construction methods lead to a significantly heightened exposure profile.
AIC knows the requirements and risk structures of all specialist planning services in detail and develops specialised insurance solutions based on this. Our concepts address both classic professional indemnity risks and new exposures, for example from digital planning methods, extended inspection duties and increasingly networked project structures.
Based on precise risk analyses, targeted alignment of cover and insurance-technical support for contracts, we create a reliable foundation for securing your professional activity.
Trust is not part of the contract – but it is often what ultimately matters. Our AIC services are guided by this approach: not standardised insurance products, but precisely designed and negotiated solutions for demanding planners with leading insurers. We do not only insure risks – we understand them. And we know that between design phase 5 and a liability claim, the difference is often just one detail.
What can you expect from us? More than insurance confirmations, policies and invoices:
We know the pitfalls in architects' and engineers' contracts – and show you early where insurance ends and retained risk begins. Because surprises belong at birthday parties, not in liability. Together with thousands of other planners, you are in the best company at AIC. And that is not a platitude, but lived industry reality.
With five locations in Germany and further offices abroad, we are regionally rooted and connected across regions.
AIC offers clients not only economically convincing solutions to reduce professional risks. Our services deliberately go beyond that:
We support you, among other things, with model contracts via PlanerProSave©, a thorough risk analysis including tendering and bid evaluation for your insurance, and a comprehensive review of the fine print in your policy terms. In the event of a claim, we assist you in enforcing your insurance entitlements and review your works and service contracts from an insurance perspective. You also benefit from a specialised lawyer network with exclusive terms for AIC clients. In enforcing your fee claims, we support you together with selected partners – complemented by further services that make the difference in combination.
Our range of services includes, among others:
The services shown are a condensed overview. The relevant contractual terms of the insurance partner apply. Additional AIC modules may vary depending on insurer and coverage concept.
Our coverage concepts stand for comprehensive protection and economically convincing solutions. Over 27 years of experience, excellent market knowledge and insurance concepts developed by experts create a clear advantage for you: professional insurance protection at attractive conditions in market comparison.