• Cyber risks in increasingly digitalised energy and infrastructure projects (e.g. connected systems, BIM-based planning, smart grids) that can lead to business interruption or systemic damage
• Climate and natural hazards whose intensity and volatility are increasing and which affect solar, wind and storage infrastructure in particular
• Technology and performance risks with new or scaled systems such as battery storage, hydrogen applications or hybrid energy systems
• Operational and safety risks, for example through technical defects, fire events or complex interactions within modern facilities
• Supply chain and regulatory risks that delay projects, make them more expensive or jeopardise their realisation

Against this background, classic insurance concepts are often no longer sufficient. Reality shows a growing gap between risk complexity and available cover (the “protection gap”) that can only be closed through specialised, individually structured solutions.

This is exactly where AIC comes in: with sound expertise, international market experience and the targeted development of innovative cover concepts, we create robust insurance solutions for demanding future projects. We combine technical understanding with insurance precision – and develop individual concepts that integrate both classic risks and new hazard scenarios. In this way, we make a decisive contribution to ensuring that sustainable technologies are not only feasible, but can also be operated safely over the long term.