For building owners, project developers, developers and investors, a construction project today is far more than a technical or commercial task – it is a web of liability, property and cost risks. Errors in planning or execution, damage during the construction phase, uncertainties at the interfaces between parties, subcontractor chains, schedule delays and complex responsibilities can significantly strain a project's economics.

That is precisely why isolated insurance solutions are often no longer sufficient for demanding construction projects. Where individual policies sit side by side, gaps in the system often emerge. Responsibilities must be coordinated, evidence continuously reviewed and insurance limits painstakingly delineated in the event of a claim. The result is increased coordination effort, potential coverage gaps and avoidable disputes exactly when swift clarity would be decisive.

With AIC multi-risk insurance and AIC BauKombi insurance for everyone involved in the build, AIC therefore pursues a different approach: instead of many individual contracts, liability and property risks are bundled in a unified, object-specific coverage concept – for everyone involved in the build, without interface friction, allocable and retroactive from the start of planning. This creates transparency, reduces control and proof obligations and enables central, more efficient claims handling from a single source.

Insurance solutions for every project size. Classic quotation model for major projects from EUR 40 million or fully digital AIC BauKombi insurance 4.0 for EUR 1.5 to 40 million. Combined with AIC BauKombi insurance and optional construction warranty insurance, this creates an integrated "all-risk concept" that reliably covers the relevant construction risks.

More information at https://baukombi.aic-international.de