protects your projects against defects that appear later - without reserves or bonds. This keeps capital free for new projects, and risks become calculable at an early stage.

Collapse or partial collapse of load-bearing structures is also insured without the usual caps on compensation (sub-limit). The same applies to defective trade work that is only discovered after building acceptance.

With construction warranty insurance through AIC, companies involved in construction receive comprehensive protection against financial burdens arising from defect liability. Subcontractors' work is also automatically covered.

The construction project is accompanied from day one by neutral experts. Defects are documented and can therefore be rectified during the construction phase, saving substantial costs and improving build quality.

If a defect arises under the usual warranty, the construction warranty insurance through AIC covers the costs incurred in remedying the defect. Costs are distributed among all executing companies through a distribution procedure. The usual provisions that construction companies set aside for possible defects may be eliminated thanks to the extensive cover of the construction warranty insurance through AIC. In addition, the construction warranty insurance through AIC replaces costly warranty bonds.

Architects and engineers also reduce their risk of being drawn into joint and several liability and financial co-responsibility.