Building insurance with additional benefits through AIC

Description

AIC security for complex assets

Property managers bear responsibility for increasingly complex and valuable tangible assets — combined with rising regulatory requirements, growing technical connectivity and new risk dimensions in day-to-day operations.

AIC provides specialised framework solutions that go far beyond classic building insurance concepts. With our powerful AIC framework agreements, we create a reliable basis for protecting the real estate values entrusted to you — economically efficient and structured in line with risk.

Our concepts are tailored individually to your requirements and developed progressively — up to comprehensive all-risk cover that broadly and robustly protects both assets and the capital values you manage.

In doing so, we deliberately address the risk fields relevant to property managers today:

  • Climate-related damage and natural hazards that are increasing in frequency and intensity and directly affect building portfolios
  • Technical and infrastructure risks, especially in increasingly digitalised and connected properties (e.g. smart buildings, heating and energy management, charging infrastructure)
  • Cyber and operational risks arising from connected control systems, service providers and external interfaces
  • Liability risks from management activities, including organisational and selection responsibility towards service providers
  • Cost and claims increases, for example due to supply chain problems, material price volatility or extended repair times

Beyond pure risk transfer, AIC actively supports you in the event of a claim — in a targeted, expert manner and with a clear commitment to safeguarding your economic interests. At the same time, we help you keep allocable costs for tenants stable and transparent.

More security. More performance. AIC.

Our coverage concepts stand for comprehensive protection and economically convincing solutions. Over 27 years of experience, excellent market knowledge and insurance concepts developed by experts create a clear advantage for you: professional insurance protection at attractive conditions in market comparison.