Covering liability and property risks for real estate

Description

Affordable construction insurance through AIC

Statistically, half of all construction projects experience a loss. On large-scale projects, however, damage and liability risks are multiplied. In our experience, complex projects and major construction schemes cannot be completed without loss and therefore require specialised insurance cover.

As a leading insurance broker, AIC develops tailored and economically convincing insurance solutions for the comprehensive protection of your construction project.

Combined with AIC BauKombi insurance and optional construction warranty insurance, an integrated “full coverage concept” emerges for everyone involved in construction, including project control, that reliably covers the relevant construction risks.

As an innovator in digital insurance solutions for the construction and real estate sector, we have developed the first fully digital BAUKOMBI INSURANCE 4.0 — specifically for building projects in Germany and Austria (EUR 1.5–40 million). It is aimed at developers and project developers and covers everyone involved in the project, including planners and the project controller, with the following benefits:

  • Quote in minutes, policy issuance within 72 hours
  • Apportionable and interface-free
  • Building projects from EUR 1.5 million to EUR 40 million
  • Intuitive client cockpit: full transparency on projects and claims
  • Construction and liability risks in one package
  • Retroactive cover from the start of planning

AIC sees itself not only as an insurance broker, but as experts in protecting the planning and construction process. Developers and project developers benefit from additional value-added services such as:

  • insurance review of works and service contracts,
  • model contracts and contract modules,
  • support with fee and receivables management,
  • access to a specialised network of lawyers and experts.

These services create certainty in day-to-day project work and noticeably relieve our clients.

Early involvement from project start

Particular added value comes from involving AIC at an early stage of the project. AIC analyses risks, prepares insurance cost forecasts and develops appropriate cover in parallel — aligned with project size, structure and responsibilities. This increases planning certainty and reduces later conflicts with clients, project participants or insurers.

Independent. Experienced. Assertive.

As a specialised insurance broker, AIC represents only the interests of its clients. The in-house claims and legal department ensures consistent enforcement of justified claims and professional defence against unjustified demands. For developers and project developers, this means: one central point of contact, even in an emergency.

Conclusion:

Those who develop and deliver projects need not a standard solution — but an expert who understands responsibility and manages risk.

More security. More performance. AIC.

Our coverage concepts stand for comprehensive protection and economically convincing solutions. Over 27 years of experience, excellent market knowledge and insurance concepts developed by experts create a clear advantage for you: professional insurance protection at attractive conditions in market comparison.