Professional indemnity, liability cover and 360-degree service from AIC

Description

Security that convinces. Expertise that inspires.

Ziviltechniker, civil engineers and consulting engineers (Ingenieurkonsulenten) in Austria bear special responsibility in demanding planning, inspection and project tasks. Even minor errors – for example in planning, coordination or structural calculations – can cause significant economic damage and lead to immediate liability claims.

At the same time, framework conditions are changing continuously: increasing project complexity, tighter regulatory requirements and comprehensive documentation duties further shape everyday professional life. New risk areas are also emerging from advancing digitalisation. In particular, collaborative planning methods such as Building Information Modeling (BIM) lead to more closely interlinked project structures with a large number of parties involved. This increases not only requirements for coordination and data consistency, but also potential liability interfaces – for example in planning deviations, data errors or unclear responsibilities within digital models.

In addition, cyber risks, the handling of sensitive project data and the protection of digital infrastructure are gaining importance. At the same time, new construction methods, innovative materials and rising requirements for sustainability and ESG compliance lead to extended inspection duties and an overall higher exposure profile. AIC knows these developments as well as the particularities of the Austrian market in detail and develops specialised insurance solutions for Ziviltechniker, civil engineers and consulting engineers based on this expertise.

Our partly exclusive cover concepts are individually aligned with your activities, project structure and liability situation and placed with leading insurers. The result is robust insurance solutions at economically optimised terms that sustainably strengthen your professional and business security.

Holistic support beyond insurance cover

AIC takes insurance further: as an active risk manager, we complement classic brokerage activities, among other things, through:

  • Selection of suitable insurers with cover concepts that fit precisely
  • Development of in-house solutions for particularly complex risk profiles (e.g. lead consultants)
  • Individual structuring of insurance programmes for projects and companies
  • Clear advice on insurance-technical and liability-related questions
  • Personal support from an experienced, specialised AIC team
  • Critical assessment of insurers based on our own claims and settlement experience
  • Support and consistent representation of your interests in the event of a claim
  • Free insurance-focused review of works and service agreements
  • Development and servicing of international insurance programmes
  • Building and further developing effective claims management in your organisation

Our aspiration

Our aspiration is to enable you to focus on what is essential in your work: planning and delivering demanding projects – supported by reliable insurance protection that also takes account of the requirements of modern, digitally networked planning and construction processes.

Our range of services includes, among others:

  • Public liability, professional indemnity and run-off insurance
  • Project-related professional indemnity insurance (including for international projects)
  • Property and engineering insurance
  • Fee and general legal protection insurance
  • Financial loss insurance (e.g. D&O insurance)
  • Cyber insurance with immediate assistance
  • Construction combined insurance for your clients (from EUR 1.5 to 40 million as a digital solution)
  • Contract works and building owner liability insurance
  • Fee default insurance (including project-related cover)

Note

The services shown are a condensed overview. The relevant contractual terms of the insurance partner apply. Additional AIC modules may vary depending on insurer and coverage concept.

More security. More performance. AIC.

Our coverage concepts stand for comprehensive protection and economically convincing solutions. Over 27 years of experience, excellent market knowledge and insurance concepts developed by experts create a clear advantage for you: professional insurance protection at attractive conditions in market comparison.